So, a few things on this. This is where my lack of in depth mechanical knowledge is going to shine through.
1. You are suggesting replacing the radiator itself. Since the Rad-Trans Cooler is apart of the problem in this setup, I assume that replacing the radiator will also replace that particular cooler with a new one as well?
2. Which radiator would you recommend and what kind of price range are we talking here? I would really like to keep this project below a couple hundred dollars if possible. While the cost of bypassing this setup is obviously far cheaper than fixing it after it breaks, I would still like to avoid breaking the bank in the process.
3. I have heard a fair amount of people talk about the radiator cooler being used to warm up and regulate the ATF temp. I was doing a fair amount of reading on cooler by-passes when I came across a
good thread over on an xterra forum. The guy there took a series of temperature readings from his transmission and discovered a few interesting things about the entire transmission cooling system. It really was an interesting read.
I quote one of his findings regarding the Rad-Trans Cooler: "There was no evidence of the rad-atf cooler heating the atf. On three cold starts Trad was always colder than Tout as the engine and trans warmed up. As the trans warmed up the difference became larger. The difference is few degrees when the Tout is mid 90s and 13-14F when Tout is about 120F. It takes about 20 minutes for the Tout to reach about 150F with normal highway driving when the air temp is about 75F."
Tout - temperature at the trans outlet on the steel feed line
Trad - temperature at outlet of the rad-atf cooler, measured at the air-atf cooler inlet
Regardless on whether or not the Rad-Trans Cooler warms the ATF or not, if replacing the radiator fixes the issue then I am more than open to it. That particular cooler is more efficient than the Oil to Air Cooler up front and is what keeps everything cool on trails and in town.